Mortgage Consultant Resume

This is a free Mortgage Consultant Resume example that covers objectives and tips to gets you the best job. This professional resume template with action words will help you in writing perfect CV for the desired Mortgage Consultant Job.

Mortgage Consultant Job Description

  • Coordinates activities to implement institution policies, procedures, and practices concerning granting or extending lines of credit and loan activities. Develops or approves mortgage lending policies and interest rate structures.
  • Reviews loan applications for completeness. Analyzes applicant’s financial status, credit, and property evaluation to determine feasibility of granting loan requests.
  • Contacts customers, businesses, and community and civic organizations to promote goodwill and generate new business.
  • May correspond with or interview applicant or creditors to resolve questions regarding application.
  • May prepare financial and regulatory reports required by law, regulations, and Board of Directors.
  • May examine and evaluate loan applications.

Sample Mortgage Consultant Resume Template

Contact information

In this section you have to include your Name, current home address, Mobile telephone number, Landline telephone number and your personal email address which is currently used.

  • Full name
  • Present and permanent addresses
  • Telephone numbers
  • Email address

Professional or career objective

Your objective is the one that clearly underlines your aims and aspirations in that profession. For example a Commerce Graduate will have to write an objective which is concise and precisely speaks about his role that he wants to play in the Organization.

Sample Objective for Mortgage Consultant

To join a successful team of highly-motivated professionals with an expertise in Real Estate Sales and Mortgage Underwriting.

Career Achievements

If you have any major Career Achievements or any Appreciation then this is the section where they should be listed. For Example a Mortgage Consultant can add his/her career achievements like,

  • Provided a high level of customer service and passenger relations based on outstanding communication and interpersonal skills.
  • Surpassed colleagues´ performances, frequently serving up to 250 customers daily in a high-pressure airport environment where customer inquiries were often protracted and time consuming.
  • Reputed as a competent trouble-shooter; customers were prepared to wait in line for a considerable time confident that issues would be thoroughly investigated and resolved.
  • Received numerous letters of recommendation, and appreciation from customers, and management.

Experience:

Previous work experience plays an important role while applying for a Job and hence it should be well presented in the resume. Most of the questions during your resume will be related to the previous job that you had and hence you should be well prepared for it. You should begin with putting the name of the organization that you worked for, the duration of your work and the post or the designation at which you were working. After this, you can effectively place points in a bulleted format that talk about the responsibilities and the achievements that you may have achieved during your stay at the previous organization. The work experience of an experienced Mortgage Consultant applying for a job would look like,

Mortgage Consultant

OUT SOURCE LOANS Fairfield, Chennai 2003- Present

  • Originate residential, commercial and construction mortgage products through contacting, realtors, developers and potential home buyers
  • Recommend loan programs to customer based on knowledge of product offering
  • Managed customer files to ensure timely and accurate closing
  • Maintain thorough and current knowledge with all loan program and guidelines and provide accurate information to all customers and business sources.
  • Develop and maintain a referral source through existing and new clients, realtors, developers

Loan processor

Have a Home AGENCY, Chennai 2001- 2003

  • Process conforming, nonconforming hard money and all alt A loans
  • Performed loan pre-qualifications, verified employment, and retrieved credit information
  • Ensure that applications meet all underwriting guidelines
  • Submit complete loan packages to underwriter for final approval
  • Maintained accurate knowledge of approval guidelines for mortgage loans

Trustee Advisor

HOME SOLVENT INVESTMENTS Bangalore 2000-2001

  • Assisted homeowners in default with finding alternatives to foreclosure, including locating potential buyers
  • Analyzed the current financial status of homeowners to determine viable options
  • Negotiated forbearance agreements with mortgage holders

Finance Coordinator

Inox Technologies

  • Supported payroll processing for 300 employees and maintained daily log of timesheets
  • Monitored timeliness of timecard receipt and escalated as appropriate per Accounting department guidelines

Office Manager

CYRUS TECHNOLOGIES Orangabad 1998-2000

  • Managed staff of 20 graphic designers and engineers
  • Responsible for personnel issues, staffing, policy and procedures
  • Evaluated the needs of clients and assigned designers with appropriate skills set
  • Screened, interviewed, and selected applicants

Education and Certification:

The academic details need to be mentioned in a tabulated format with respect to the degrees or the courses that the candidate would have undertaken in the past. The latest degree or course comes first followed by the last completed course and hence forth going backwards. For example a Mortgage Consultant who has completed post graduation or graduation course is applying for a Job or to a company or an organization then his/her details would be like,

  • B Com

Mithibai Commerce Collage, Bhopal 1997

  • Diploma in Marketing

Tata Institute of Commerce, Mumbai2003

Honors

If you have won any competitions national or international then they could also be highlighted here. For example a Mortgage Consultant could lay stress on any exams that he may have given or any seminars or conferences attended. If you are a part of any honorary society or any nonprofit organization then that could also be added here.

The honors and the activities section of a Mortgage Consultant would look like,

  • Member of Equity mortgage Consulting Society, India from 2005.
  • Called for speech on mortgage Training Program in seminar by Mortgage Weekly a Dainik Bhasker Group Publication.

References:

The References are generally required so that your present employer can gauge you through the eyes of the people who you were associated with or have worked for. So your teachers or college professors’ details could be placed here. Or your past employer who you would have worked under can also be used as a reference. Ensure that the people whose names you enter know you well and do inform them that you are placing their names as reference because many companies call to confirm. For example the references section of a Mortgage Consultant could also look like,

Mr.sudhakant Sahay

Sr. Manager

Shin star Properties

sudhasahay@iiijjkk.com

Salary Range of a Project

  • The average salary received is approximately Rs. 30000 per month. This works out to an annual pay package of 3.50 Lakhs to 4.25 Lakhs per annum CTC.
  • The salary from an American perspective works out to be $12000 per Month.

Note: This salary may be variable and it may change from organization to organization.

Frequently asked Mortgage Consultant Interview Question

  • Why use 1st Priority Mortgage?
  • Is my personal information safe and secure on the 1st Priority website?
  • What do I need to apply?
  • How are mortgage bankers regulated?
  • When should I talk to a mortgage lender?
  • What happens after I’ve applied – and how long will it take to close?
  • How much will I need for the down payment?
  • What does my mortgage payment include?
  • How do I choose a mortgage lender?
  • How do I know which type of mortgage is best for me?
  • How do I know how much house I can afford?
  • Are there any special programs for first-time buyers?
  • I really want to own my own home, but I’m not sure I can?
  • How much will my credit history affect my ability to get a mortgage?
  • How can I lock my interest rate?
  • Do they really need to know everything about me?
  • What is the difference between fixed rate and adjustable rate mortgages?
  • What are Fixed Rate Mortgages?

No related posts.

Related posts brought to you by Yet Another Related Posts Plugin.

This entry was written by admin , posted on Saturday November 14 2009at 09:11 am , filed under Consultant Resumes . Bookmark the permalink . Post a comment below or leave a trackback: Trackback URL.

Comments are closed.